Learn About Unemployment Insurance Requirements

“What are the requirements to get unemployment insurance (UI) benefits?” is a question on the minds of recently unemployed workers. Unemployment insurance eligibility in is under the management of the state’s Department of Economic Opportunity (DEO). Known as the Reemployment Assistance (RA) program, the qualifications for unemployment compensation are dependent on both personal and vocational information. Many residents do not know how to qualify for unemployment benefits although this insurance is publicly available. For comprehensive information on the financial assistance programs available in for unemployed individuals and low income households, download our free guide here. To find out how to qualify for unemployment, review the following topics:

  • Who qualifies for unemployment?
  • What are the requirements to get unemployment?
  • How to qualify for unemployment in after enrollment

Who qualifies for unemployment?

DEO officials determine who qualifies for unemployment insurance compensation. Determining an individual’s eligibility for unemployment is dependent on three key factors; reason for termination from employment, time employed and wages earned. Eligibility for UI in stipulates that employees must have become unemployed through no fault of their own. Workers fired for misconduct or who quit do not qualify for unemployment compensation. However, employees meet qualifications for unemployment if they experienced a laid off due to downsizing, poor performance or lacking the skills necessary to perform the job. Likewise, employees who quit due to medial reasons may still be eligible. There are even specific unemployment compensation benefits for former service members and federal civilian employees.

Eligibility for unemployment in extends to workers if a company becomes insolvent or relocates away from the current location. Qualifications for unemployment in will also recognize the instance when an employee leaves employment due to a hostile work environment. Workers wrongfully terminated from employment can file a claim against former employers.

unemployment insurance eligibility is also reliant on the claimant earning enough wages in a certain period. Wage requirements are the most complicated of the qualifications for unemployment examined by the DEO. Unemployment claimants must have worked in during the past 12 to 18 months, which DEO calls the ‘base period.’ The base period will include the earliest four quarters of five complete calendar quarters. Workers must have earned wages in at least two of four calendar quarters and wages earned during the entire base period must be above a certain minimum amount. To meet qualifications for unemployment, the total earnings of UI applicants during the base period must be at least one and a half times higher than the wages earned during the highest-paid quarter. Interested applicants can click here to download our guide to find out more about calculating employment compensation.

What are the requirements to get unemployment?

Workers who meet the basic qualifications for unemployment mentioned above must also follow the ongoing requirements to collect benefits. To continue to meet the unemployment insurance eligibility requirements, RA enrollees must look for work. All UI claimants learning how to qualify for unemployment insurance in must registrar for Employ. By creating an account online, UI claimants have access to many beneficial employment assistance resources for residents.

Eligibility for UI compensation also requires claimants to keep a record of job applications and contacts. DEO continually keeps track of who qualifies for unemployment with weekly eligibility claims. Every two weeks, or biweekly, Reemployment Assistance enrollees fill out and submit a request for benefit payment. A portion of the request mandates proof of job searches. Claimants who do not furnish evidence of seeking job opportunities will become ineligible for RA funding. Likewise, UI enrollees who do not complete the required biweekly eligibility claim will also lose compensation. Unemployment insurance eligibility in is an enduring status that obliges claimants to pursue job opportunities actively.

Learn How to Qualify for Unemployment in After Enrollment

In addition to the requirements for continual eligibility of unemployment benefits, RA claimants must be available for employment opportunities that may become vacant. Some unemployment insurance eligibility questions on the biweekly claim form ask workers if they attend school, training or experienced an illness that prevents them from accepting employment. Conicts with school schedules, issues with childcare or transportation may negatively affect eligibility for unemployment compensation. Unemployed residents who experience a disability or long-term problem may be eligible for other financial assistance programs.

Committing acts of fraud will make claimants ineligible for UI compensation. One form of unemployment fraud which will impact a person’s eligibility for unemployment, is failure to report wages earned while receiving unemployment benefits. This crime can lead to loss of eligibility for unemployment benefits, prosecution and even jail time. RA enrollees who earn wages must report them to DEO, as the agency will deduct these earnings from the UI payment. However, earning wages will not automatically disqualify claimants, as the Reemployment Assistance program also covers underemployment or partial unemployment. For more information about UI compensation and part-time incomes, download our comprehensive guide here.